2013-11-09 [ ][ ] points to look at for insurans stock

source: [investalks]

For those who invested in Insurance Companies, please take all necessary steps to ensure the actuarial reserve is sufficient provided. This component is really critical.

本帖最后由 cltung83 于 2013-11-9 19:14 编辑 Few points to add here on top of actuarial reserve: 1. Capital Adequacy Ratio: This must be considered when you buy insurance stock. This ratio means how well the company can sustain in a stressed scenario. 2. Whether General or Life insurance or Takaful. Each section's profit margin might be different. 3. Who is the CEO and Appointed Actuary? Appointed Actuary is the one who determine the assumptions used in computing the actuarial reserve. 4. What are the implications of FSA (Financial Services Act) and IFSA (Islamic Financial Services Act) on the insurance industry in the next few years 5. Market segment is another critical area to consider For those who are interested in details can pm me.